Compare MogulBay Plans
Three Plans. One Clearer View of Your Finances.
Starter
For getting started with net worth tracking
Begin organizing your financial picture and tracking net worth without connecting financial accounts.
Free forever
No paid subscription required
- Manual account entry
- Net worth dashboard
- Historical tracking
Best for: People who want to organize their financial picture and begin tracking net worth without connecting financial accounts.
Pro
For tracking and projecting your wealth
Connected financial information with charts, projections, transaction monitoring, recurring financial reviews, and MogulAI access.
$7.99/month
Billed annually
3-day free trial — cancel anytime
- Up to 5 linked bank accounts
- Full charts and projections
- Transaction monitoring
- Subscription and recurring review
- MogulAI Assistant access
Best for: People who want connected financial accounts, ongoing transaction visibility, financial projections, and access to MogulAI.
Premium
For more advanced wealth tracking and projections
Everything in Pro, with unlimited account connections, deeper projections, expanded MogulAI access, and priority support.
$9.99/month
Billed annually
3-day free trial — cancel anytime
- Unlimited linked accounts
- Advanced projections
- Economic forecast modeling
- Unlimited MogulAI Assistant
- Priority support
Best for: People with a more complex financial picture who want unlimited account connections, deeper projections, expanded MogulAI access, and priority support.
See What Is Included at Every Level
MogulBay Plan Comparison
| Feature |
Starter |
Pro |
Premium |
| Manual account entry | ✓ Included | ✓ Included | ✓ Included |
| Net worth dashboard | ✓ Included | ✓ Included | ✓ Included |
| Historical tracking | ✓ Included | ✓ Included | ✓ Included |
| Linked bank accounts | — | Up to 5 | Unlimited |
| Full charts & projections | — | ✓ Included | ✓ Included |
| Advanced projections | — | — | ✓ Included |
| Transaction monitoring | — | ✓ Included | ✓ Included |
| Subscription & recurring review | — | ✓ Included | ✓ Included |
| MogulAI Assistant | — | Access included | Unlimited |
| Economic forecast modeling | — | — | ✓ Included |
| Priority support | — | — | ✓ Included |
| Price | Free forever | $7.99/mo billed annually | $9.99/mo billed annually |
| Free trial | Not required | 3 days | 3 days |
Starter
Start Understanding Your Net Worth for Free
You do not need a paid subscription to begin organizing your financial picture. MogulBay Starter is designed for users who want a straightforward way to begin tracking what they own and what they owe.
☰
Manual Account Entry — Add relevant financial information manually and begin building your broader financial picture.
≡
Net Worth Dashboard — See assets and liabilities together so you can better understand your current net worth.
⇄
Historical Tracking — Review how your financial position changes over time instead of relying only on today's balance.
Starter can be a useful first step for people who want to understand their current financial position before deciding whether connected accounts and advanced planning tools are necessary.
Pro
Connect Your Financial Life and Start Looking Forward
Pro is designed for users who want more than manual net worth tracking. It combines connected financial information with charts, projections, transaction monitoring, recurring financial reviews, and MogulAI access.
🔗
Connect Up to 5 Bank Accounts — Bring supported financial accounts into your MogulBay experience instead of relying entirely on manual updates.
📈
Full Charts and Projections — Move beyond today's balance and explore how your financial position may change over time.
🔍
Transaction Monitoring — Review financial activity as part of your broader personal-finance picture.
📅
Subscription and Recurring Review — Gain greater visibility into recurring financial activity.
🤖
MogulAI Assistant Access — Ask questions about your financial information and explore the context behind financial projections and hypothetical scenarios.
Premium
More Flexibility for a More Complex Financial Picture
Premium is designed for users who need more account connectivity and deeper financial-planning capabilities. It includes everything available in Pro, with additional tools for users managing a broader financial picture.
🔗
Unlimited Linked Accounts — Connect supported accounts without the five-account limit included with Pro.
📈
Advanced Projections — Explore your financial future with access to MogulBay's more advanced projection capabilities.
🌎
Economic Forecast Modeling — Review hypothetical financial outcomes with additional economic-modeling context.
🤖
Unlimited MogulAI Assistant — Use MogulAI more extensively to explore financial information, projections, assumptions, and scenarios.
⭐
Priority Support — Get priority access to support when assistance is needed.
Choose Based on How You Want to Use Your Financial Data
Which MogulBay Plan Is Right for You?
You do not necessarily need the highest plan. You need the plan that matches the financial experience you want.
Choose Starter If You Want To:
- Begin tracking your net worth
- Enter accounts manually
- Review your financial position
- Build historical net-worth visibility
- Start without a paid subscription
Recommended Plan: Starter
Choose Pro If You Want To:
- Connect supported bank accounts
- Monitor transactions
- Review recurring financial activity
- Explore financial charts and projections
- Use MogulAI
- Move from tracking today's finances toward exploring possible future outcomes
Recommended Plan: Pro
Choose Premium If You Want To:
- Connect more than five supported accounts
- Manage a more complex financial picture
- Explore advanced projections
- Use economic forecast modeling
- Access MogulAI without the Pro-level limitation
- Receive priority support
Recommended Plan: Premium
Start With Where You Are. Upgrade When You Need More.
Free Net Worth Tracking vs Paid Financial Planning
MogulBay does not require every user to begin with the same level of financial software. Starter focuses on understanding your current financial position. Paid plans expand the experience.
Starter Helps You Answer:
- What is my current net worth?
- What assets and liabilities have I entered?
- How has my net worth changed over time?
→
Pro Adds Questions Such As:
- What is happening across my connected accounts?
- How could my financial position change over time?
- How are transactions affecting my financial picture?
- What does MogulAI help explain about my financial information?
Premium Goes Further With:
- A larger connected financial picture
- Advanced projections
- Economic forecast modeling
- Unlimited MogulAI usage
- Priority support
The goal is simple: Pay for additional capability when your financial needs require it.
Paid Plans Help You Explore What May Happen Next
More Than Net Worth Tracking
Tracking net worth answers an important question: "Where do I stand today?" Financial forecasting adds another: "Where might my current financial path lead?"
MogulBay Pro and Premium expand beyond basic tracking with financial projections. You can explore how selected assumptions involving:
Income
Spending
Savings
Investments
Assets
Liabilities
Debt
Major financial decisions
may influence hypothetical future outcomes. This gives paid users a more forward-looking personal-finance experience rather than only a historical dashboard.
Understand Your Financial Picture Through Conversation
MogulAI in Pro and Premium
MogulAI is MogulBay's AI financial assistant. Instead of manually interpreting every number, chart, assumption, and hypothetical projection, MogulAI helps users ask questions about their financial picture in natural language.
Questions may include:
01What is affecting my net worth?
02How has my financial position changed?
03What happens if I save more?
04How could paying down debt affect my projection?
05What changes if my income changes?
06How might a major purchase influence my future net worth?
07Why are two financial scenarios different?
ProIncludes access to the MogulAI Assistant
PremiumIncludes unlimited MogulAI Assistant usage
MogulAI is intended to help explain financial information and hypothetical scenarios. It is not a licensed financial adviser and should not replace individualized professional advice.
Account Connectivity Without the Ability to Move Your Money
Your Connected Financial Data Is Read-Only
For paid users connecting supported financial accounts, security is an important part of choosing financial software. MogulBay states that financial-account connections use Plaid with read-only access.
That means MogulBay cannot:
- Initiate transfers
- Make payments
- Move money
- Modify connected financial accounts
MogulBay also states that banking credentials are handled by Plaid and do not reach MogulBay servers. Its current security documentation lists:
AES-256 encryption at rest
TLS 1.3 encryption in transit
Tokenized financial-account access
AWS infrastructure
Internal security controls
Account connectivity should help users understand their financial information — not give the platform control over their money.
Simple Billing Without Making the Plan Hard to Understand
Know What You Are Choosing Before You Upgrade
Starter
No paid-plan subscription is required to use the features included in Starter.
Free forever
Pro
Includes a 3-day free trial.
$7.99/month — billed annually
Premium
Includes a 3-day free trial.
$9.99/month — billed annually
The monthly figures shown for Pro and Premium represent the current pricing displayed by MogulBay with annual billing. Pricing, billing terms, available trials, and plan features should always match the information shown at checkout.
Frequently Asked Questions
Frequently Asked Questions About MogulBay Pricing
Is MogulBay free?
Yes. MogulBay currently offers a Starter plan listed as free forever. Starter includes manual account entry, a net worth dashboard, and historical tracking.
How much does MogulBay Pro cost?
MogulBay Pro is currently listed at $7.99 per month, billed annually. The current public plan includes a 3-day free trial.
How much does MogulBay Premium cost?
MogulBay Premium is currently listed at $9.99 per month, billed annually. The current public plan includes a 3-day free trial.
What is included in the free Starter plan?
Starter includes manual account entry, a net worth dashboard, and historical tracking.
Does the Starter plan include linked bank accounts?
The current Starter feature list focuses on manual account entry. Linked bank-account access begins with Pro, which currently includes up to five linked bank accounts.
What is the difference between Starter and Pro?
Starter focuses on manual net-worth tracking. Pro adds up to five linked bank accounts, full charts and projections, transaction monitoring, subscription and recurring review, and MogulAI Assistant access.
What is the difference between Pro and Premium?
Premium includes everything in Pro and adds unlimited linked accounts, advanced projections, economic forecast modeling, unlimited MogulAI Assistant usage, and priority support.
Which MogulBay plan includes MogulAI?
Pro includes MogulAI Assistant access. Premium includes unlimited MogulAI Assistant usage.
Which plan should I choose if I have more than five accounts?
Premium is the current plan designed for users who require unlimited linked accounts.
Does MogulBay offer a free trial?
The current public pricing lists a 3-day free trial for Pro and Premium.
Are Pro and Premium billed monthly?
The public pricing displays monthly equivalent prices but states that both paid plans are billed annually.
Can I upgrade from Starter later?
Starter is designed as an entry point into MogulBay. The pricing experience should allow users to move to a paid plan when they require connected accounts, projections, transaction monitoring, MogulAI, or other paid features.
Does MogulBay provide financial advice with a paid plan?
No. MogulBay is a financial-data aggregation, visualization, and forecasting platform. Its projections are hypothetical estimates, and MogulAI is an AI financial assistant rather than a licensed financial adviser.
Start With the Plan That Fits You
Build a Clearer Financial Picture Without Paying for More Than You Need
Whether you are beginning with basic net-worth tracking or managing a more complex financial picture, MogulBay gives you a clear path to start. Start free with manual tracking. Upgrade when you want connected accounts. Add projections when you want to explore what may happen next. Use MogulAI when you want help understanding the financial information and scenarios in front of you.
Choose the level of financial visibility that matches your needs today.
Pro
$7.99/month — billed annually
Premium
$9.99/month — billed annually
Start with where you are. Upgrade when you are ready to see more.