Know your worth.

In 5 years your net worth will be $881K

Connect your bank accounts and get a complete picture of your net worth. See where you're headed with powerful wealth projections.

No credit card
All accounts, one place
5 minutes to set up
See my projection free → How it works

Wealth Projection Calculator

Year 5
$1.2M
Year 10
$1.8M
Year 20
$3.5M
Year 30
$6.2M
For illustrative purposes only. These projections are hypothetical estimates based on assumed rates of return and are not guarantees of future results. Connect your accounts to see projections based on your actual financial data.
Get started →
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Meet MogulAI, your personal wealth assistant

Explore your financial data with AI-powered tools. Ask questions about your wealth, run scenarios, and see how different choices could impact your net worth over time.

How long until I reach $2M at this rate?
Based on your current savings rate of $2K/month and an assumed 8% annual return, you'd reach $2M in approximately 12 years. Here's how different savings rates could change that timeline.
What if I increase to $4K monthly?
At $4K/month with the same assumptions, the model shows you'd reach $2M in about 8 years—4 years sooner. Keep in mind, this is an estimate based on hypothetical returns, not a guarantee.
💡
Smart Financial Snapshots
Get AI-powered breakdowns of your spending patterns, saving trends, and account activity—all in one place so you can make informed decisions.
📈
Scenario Planning
Ask "what if" questions and instantly see how changes in income, savings, or returns impact your long-term wealth projections.
🎯
Goal Tracking
Set financial milestones and track your progress toward them. See how your current trajectory lines up with where you want to be.
⚡
AI Credit System
Pro plan includes credits for advanced AI queries. Premium plan gets enhanced credits for unlimited insights and personalized reports.
12,000+
Banks supported
< 5 min
Setup time
1–80 yr
Projection horizon
256-bit AES
Encryption

Bank-Grade Security

🔐
Encryption
Your financial data is encrypted with 256-bit AES encryption, the same standard used by banks and government agencies to protect classified information.
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Zero-Touch Access
We can never move money, make changes, or initiate transfers on your accounts. We only sync your balances and transactions—your accounts stay fully under your control.
🗑️
Data Deletion Rights
You have complete control. Delete your account and all your financial data is permanently removed from our servers within 30 days.
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Confidentiality
We never sell your data. Your financial information is for your eyes only and is protected by strict confidentiality agreements.
✅
SOC 2 Type II
We're certified for security, availability, and confidentiality. Regular independent audits ensure our systems meet the highest security standards.
🛡️
No Password Storage
You authenticate directly with your bank. We never store your banking credentials, reducing the risk of unauthorized access.

How it works

🔐

Connect accounts

Link your bank accounts securely. You authenticate directly with your bank—we never see your passwords. We can never move or touch your money.

📊

See your net worth

Get a complete, real-time picture of everything you own. One number that matters: your actual wealth across all accounts.

📈

Project your future

See where you're headed with powerful projections. Adjust savings rates, return assumptions, and see the impact immediately.

🎯

Plan with AI

Explore scenarios with MogulAI. Ask questions about your data, run what-if projections, and see how different choices could shape your financial picture.

Real-Time Account Tracking

💰 Account Aggregation

Connect bank accounts, investment accounts, crypto wallets, and real estate—all in one dashboard. See your complete financial picture.

📊 Transaction Monitoring

Track spending patterns, recurring expenses, and subscription costs. See where your money goes so you can make more informed decisions.

🔔 Smart Alerts

Get notified when your net worth reaches milestones, major transactions occur, or subscription renewals are coming due.

📱 Multi-Device Access

Access your wealth data anywhere. Fully responsive design works seamlessly on desktop, tablet, and mobile devices.

NET WORTH OVERVIEW
Live Preview
$847,230
▲ +$12,450 (+1.49%) this month

Simple, Transparent Pricing

Starter
Free
Forever free
Perfect for getting started with net worth tracking
  • Manual account entry
  • Net worth dashboard
  • Historical tracking
Get Started
Most popular
Pro
$9.99
/month Billed annually
Everything you need to track and project your wealth
  • Everything in Starter
  • 5 linked bank accounts
  • Full charts & projections
  • Transaction monitoring
  • Subscription & recurring review
  • MogulAI Assistant access
Get Started
Best value — save 34%
Premium
$19.99
/month Billed annually
Advanced tools for serious wealth trackers
  • Everything in Pro
  • Unlimited linked accounts
  • Advanced projections
  • Economic forecast modeling
  • Unlimited MogulAI Assistant
  • Priority support
Get Started

Frequently Asked Questions

Is my banking information really secure? +
Yes. We use 256-bit AES encryption, bank-grade security standards, and SOC 2 Type II certification. You authenticate directly with your bank, and we never store your banking credentials. We can never move money or make changes to your accounts. Your data is always under your control.
Can you move money from my accounts? +
No. We can never move money, make changes, or initiate transfers. We only sync your balances and transactions to give you a complete picture of your finances. Your accounts remain fully under your control.
How many accounts can I link? +
You can upload as many manual and linked accounts as you like—bank accounts, investments, crypto wallets, real estate, and more. Ditch the spreadsheet and take your financial awareness to the next level with everything in one place.
What happens if I delete my account? +
All your data is permanently deleted from our servers within 30 days. You have complete control and can request deletion anytime. We don't retain backups of deleted personal data.
Do you sell my data? +
Never. We don't sell your data to advertisers, data brokers, or anyone else. Your financial information is strictly confidential. We make money through subscriptions, not by monetizing your data.
How accurate are the wealth projections? +
Our projections are based on standard financial modeling: starting net worth, monthly savings, and your expected annual return. They're estimates, not guarantees, and are provided for informational purposes only—nothing on Mogul Bay should be considered financial advice. Real-world results depend on market performance, life changes, and actual savings behavior. Connect your real accounts for personalized projections based on your actual data.
Can I project up to retirement age? +
Yes. Our projection calculator supports up to 80 years of wealth projections. Whether you're planning 5, 20, or 50 years ahead, you can see how your wealth will grow over any timeframe.
What's included in the Starter plan? +
The free Starter plan gives you access to basic net worth tracking with manual account entry, giving you a clear snapshot of your financial health. When you're ready for more—like linked accounts, advanced charts, projections, and MogulAI Assistant—upgrade to Pro or Premium anytime.

Ready to know your worth?

See your complete net worth and where you're headed — free, in about five minutes.

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Mogul Bay is a financial data aggregation and visualization tool for informational purposes only. Mogul Bay does not provide financial advice, investment recommendations, or tax guidance. Projections and calculations shown are hypothetical estimates based on user inputs and assumed rates of return—they are not guarantees of future performance. Past performance does not guarantee future results. You should consult a qualified financial advisor, tax professional, or other licensed professional before making any financial decisions. Mogul Bay is not a registered investment advisor, broker-dealer, or financial planner.